Smart Insights and Financial Pulse

Smart Insights reads your budget and transactions and writes short, plain-language observations about them. The Financial Pulse gives you a score out of 100 with a letter grade, and each insight is grouped by how urgent it is.

What you'll learn

• What the Financial Pulse score shows
• What the Critical, Warnings and Positive counts mean
• How to filter insights with the question chips and use Take Action

The Smart Insights page

What you see

1. Financial Pulse: the score out of 100, with its letter grade (for example "A+ · out of 100").
2. Three counts: Critical (needs attention), Warnings (to watch) and Positive (going well).
3. Six question chips: Am I overspending?, How can I save more?, What about my bills?, Where can I grow?, What are my risks? and Show me opportunities. A small number on a chip shows how many insights match it.
4. The insight list. Each insight has a title, a short message and an amount where it applies. The arrow button on the right, labelled Take Action, opens the page the insight refers to.
5. Top Recommendations: shown when there are Critical or Warning insights. It lists the most useful next steps first.

Filter the insights

1. Select a question chip, such as What are my risks?, to show only the insights that match it.
2. Select the same chip again to clear the filter and show every insight.
3. If nothing matches, the page says "No insights for this filter."

When the app has too little data to give advice, the page says "No insights available right now. Add more transactions to get personalized advice."

Use the insights

1. Start with the Critical insights, then the Warnings.
2. Select Take Action on an insight to go to the page where you can act on it.
3. Read the Positive insights too, so you know what is working.

Frequently asked questions